If you listened to any of the large retailers’ earnings calls this past quarter you may have heard the term “shrink”. But what is it? Shrink is the loss of inventory due to theft or damage, and it is on the rise. Companies such as Target, Home Depot, T.J Maxx, Dick’s Sporting Goods, Nordstroms, Dollar...Read More

The everyday investor may have never heard of collateralized loan obligations, otherwise known as CLO’s, but they are quickly becoming a major part of the structured financial market. CLO’s are debt instruments that have been around for over 30 years and have a proven track record of protecting  principal while offering attractive returns for investors....Read More

The tides are beginning to turn for investors as the ratio of upgrades to downgrades begins to fall. In the first quarter of 2022 the ratio was 6.4x, showing the effects of COVID debt repayment and revenues returning to more normalized levels. However, following the second quarter of this year, the ratio has dropped to...Read More