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February 15, 2023

Bank lending conditions and borrower demand have reached levels that have historically only existed during prior periods of economic recessions.

The Federal Reserve conducts a quarterly survey with banks to get an update on lending conditions and borrower demand across multiple parts of the economy, referred to as the Senior Loan Officer Opinion Survey (SLOOS).  The fourth quarter survey was released last week and continued the recent trend of tighter conditions and falling demand. There...
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